We know that you are anxious to get started restoring your credit. We start immediately and do the work for you. The simple steps detailed below are guidelines for the entire process. You are welcomed and encouraged to contact us at anytime to inquire about your status, ask us questions, or make a comment. We also have a limited refund warranty.
| Onyx Legal Credit Repair Service Description | Standard Client | Couple Disount Plan |
|---|---|---|
| Case Setup Fee | $99.00 | $149.00 |
| Monthly Fee | $39.00 | $69.00 |
| Automated emails regarding status of your case | ||
| Lifetime Membership (never pay the setup fee again!) | ||
| Cancel Anytime, Limited Warranty | ||
| Credit File Analysis and Consultation | ||
| Individual Credit Coaching | ||
| Unlimited Dispute Letters to All Three Credit Bureaus |
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| Outstanding Customer Service (real people to answer your questions) |
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| Custom Communications to All Three Credit Bureaus |
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| Auto file Progression Tracking and Response | ||
| Priority Data Entry and Response | ||
| Direct Demand Letters sent to your Creditors (these are letters from our Professional Credit Consultants) | ||
| Complete File Accuracy Assurance (regular monitoring of your case) | ||
| Inquiry Audit Verification (upon request) | ||
| Custom Recommendation Letters for potential Creditors | ||
| Sign-up Now and get Started! | Standard Client Sign-up Now | Couple Discount Plan Sign-up Now |
Step 1: Introductory Email
Once you have signed up, you will be able to download your welcome packet containing a checklist of items that will get the process started. We will also show you several methods for obtaining your credit report. You will also receive a username and password so that you can access your account 24hours a day 7 days a week via our website.
Step 2: Assigned to a Credit Repair Consultant
In order to insure that your credit repair process is performed efficiently, you will be assigned to a credit repair consultant. Each credit consultant will remain with your case and be available to you for the duration of the process.
Step 3: Put Your Credit Repair Consultant to work
As you acquire information concerning your credit history, we ask that you forward that information by mail to Onyx Legal Credit Repair. The more information your credit team has, the more efficient the credit repair process will be. Any statements, credit bureau responses, or reports you receive contain valuable information that your credit consultant can utilize during the restoration process. Your credit consultant will use the information you forward to begin the dispute process with the credit bureaus. You will always be notified via e-mail when any action is taken on your file. Every e-mail will describe what has been done and what the next step in the process will be.
Step 4: The Credit Bureaus respond to you
Once we have filed a dispute, the response from the credit bureau or creditor will be mailed directly to you. The law states that agencies have a reasonable amount of time, usually 30 days, to respond to a dispute. You will be able to evaluate the progress on your account from the information contained in the responses.
Step 5: Forward Responses
When you receive a response letter, just forward it to your credit consultant at Onyx Legal Credit Repair. We will evaluate the responses and lodge when justified new disputes based on the information contained in the response you send us. It's that easy!

